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Financial Planning
Money Management
Credit and Debt
Consumer Issues
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Use our online interactive calculators to help manage your finances.

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Credit Scores and Credit Reports

  • What's on my Credit Report?
    Your credit report is a constantly updated document that reveals your personal credit information. It's the most important piece of information creditors use when deciding whether to grant credit.
  • Why Care About Your Credit Score?
    Your credit score is the single most important factor determining whether you'll get approved for a mortgage, car loan, credit card, insurance... AND, what the interest rate will be.
  • How Can I Get my Credit Report?
    It is your responsibility to make sure that your personal and credit information is accurate. Here's how you go about it.

What's Your FICO Score?


Not knowing could cost you money! -- There isn't one universal credit scoring system, but when you're applying for credit, a good FICO score is big.
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Get a Clue!



"Free" Credit Reports Can Cost You....

Ordering a credit report online helps you check for errors, prevent identity theft, manage your personal finances. The tricky part: navigating the maze of credit reporting services.!

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Credit Workbook!



Credit Booster

A workbook to help you improve your credit rating and qualify for the credit you want, whether it's a home mortgage, car loan, credit card, or other loan.
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